Binding financial agreements

Financial Agreement Mediation — protect what matters.

A binding financial agreement sets out how assets and finances are handled if a relationship ends. Mediation is the calm way to negotiate one — whether you're entering a relationship, already in one, or separating — so the terms are genuinely agreed rather than fought over.

In short: A binding financial agreement (BFA) is a private contract between partners that sets out how property, finances and support will be divided if they separate. Mediation helps couples negotiate fair terms, which are then formalised with independent legal advice to make the agreement binding under the Family Law Act.

When can you make a binding financial agreement?

BFAs can be made at any stage of a relationship:

  • Before a marriage or de facto relationship (sometimes called a prenup)
  • During the relationship, to clarify financial arrangements
  • After separation, to finalise property and support

What makes a financial agreement legally binding?

For a BFA to be binding under Australian law, strict requirements must be met — most importantly, each party must receive independent legal advice before signing. Mediation handles the hard part (reaching fair terms everyone accepts); the formal legal steps then make it enforceable. We guide you through both.

BFA or consent orders — which is right for you?

Both can finalise property matters, but they work differently. Consent orders are approved by a court; BFAs are private contracts. We'll help you choose. Compare consent orders →

Why mediate a financial agreement?

Because financial agreements negotiated adversarially breed resentment and are more likely to be challenged later. Terms reached through mediation tend to be fairer, better understood by both parties, and more durable. See spousal maintenance →

Questions & answers

Binding Financial Agreements FAQs

What is a binding financial agreement?+

A BFA is a private contract between partners setting out how assets, finances and support are handled if they separate. It can be made before, during or after a relationship.

Do both people need their own lawyer for a BFA?+

Yes. For a BFA to be binding, each party must receive independent legal advice before signing. Mediation reaches the agreed terms; independent advice makes it enforceable.

Can a binding financial agreement be overturned?+

A BFA can be set aside in limited circumstances — for example fraud, non-disclosure, or if proper procedures weren't followed. Agreements reached fairly through mediation are far less likely to be challenged.

Is a BFA the same as a prenup?+

A prenup is simply a BFA made before marriage or a de facto relationship. The same legal framework applies.

Protect your future, without the conflict.

Book a free initial consultation to negotiate a fair financial agreement through mediation — with the legal formalisation that makes it binding.

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